Financing Your Mattress is Easy at Mattress King

Our Mattress Financing Options

When you buy a mattress at one of our Mattress King stores, we offer you a variety of ways to pay for your new bed including financing. Our financing providers, Wells Fargo Financial National Bank, Genesis Credit, and Progressive Finance, offer mattress-financing options. You can easily apply online 24/7; just bring your approval number into one of our Mattress King stores when you're ready to buy your dream bed.

Wells Fargo - Mattress Financing

The Innovative Mattress Solutions credit card* gives you the flexibility to buy today and pay over time.

As an Innovative Mattress Solutions cardholder, you'll enjoy benefits such as:

  • Convenient monthly payments
  • A revolving line of credit for all your purchasing needs
  • Special promotional offers where available
  • An easy-to-use online bill payment option

If you choose to Apply Online, you must provide an e-mail address. If we are able to complete the evaluation of your application within approximately 45 seconds, we will notify you of the credit decision online.

*The Innovative Mattress Solutions credit card is issued with approved credit by Wells Fargo Financial National Bank. For details, see the Mattress King store where you plan to buy a mattress.

Wells Fargo Financial National Bank is a wholly-owned subsidiary of Wells Fargo & Company.

Click Here to Apply Now!

Genesis Credit® Accounts Offer:

  • Low monthly payments
  • Credit lines up to $6,000
  • Up to 6 months special financing* or up to 12 months special financing*
  • Revolving line of credit
  • In-Store purchases only

*No Interest on Purchases If Paid In Full Within 6 Months or Within 12 Months. Deferred interest period is determined by creditworthiness, and if approved for a Genesis Credit Account, you will be notified if your purchases are subject to 6 months of deferred interest or 12 months of deferred interest. In all cases, interest will accrue and be charged to the account at an APR of 27.9% from the purchase date if the purchase is not paid in full by the end of the deferred interest period, or the account becomes 180 days past due or is charged off for any reason. Monthly minimum payments required. To view the Account pricing and terms, please click on the “Apply Now” button below. Genesis Credit Accounts are issued by First Electronic Bank, Member FDIC.

Click Here to Apply Now!

No Credit Needed Financing from Progressive Leasing When You Buy a Mattress

Mattress King offers mattress payment options through Progressive Leasing. Progressive's No Credit Needed program provides an alternative to financing so customers are not at the mercy of traditional lenders who rely solely on credit scores.

Application Requirements:

There are three key things that we look at when qualifying customers for payment options: employment, income, and bank account activity:

  • Social Security Number or ITIN
  • Employment
  • Checking Account
  • 18 years or older

The application process typically takes about 30 minutes to an hour to complete.

When you buy a mattress in-store, our friendly staff will help each customer apply online for payment options. Some additional forms may need to be submitted electronically. Want to apply before heading to the store? The online form gives you the option to apply at your convenience.

Click Here to Apply Now!